I am looking for an alloy with low melting temperature (< 350°C) which is not toxic when in direct constant contact with skin, food and overall in domestic environment. My application is a solder that can be used for soldering a ring.
I'm not a metallurgist, which you should probably ask... but there is this that I found:
Both Cadmium and Lead are toxic, but Bismuth, Indium, and Tin are not. An alloy of those might be what you're looking for. Indium raises the price-point considerably, as it's a few magnitudes more expensive than Bismuth and Tin.